The days are gone when people used to carry large amount of
cash in their pockets. Today is the time of carrying cards and more importantly
people have been using credit cards
in abundance now without understanding the flaws or rather drawbacks hidden
behind the same. Until and unless you are a very careful on how to use your
credit card, you should not be going with the same. And when the time comes pay off your bills,
you have to be very informative on the terms used by the banks.
Using a credit card
involves a deep understanding on its payment criteria. The minimum dues
clearance will put an extra interest over your remaining bill and will put an
extra pressure on your budget.
Summary: Be very wise while
opting for credit cards and in case
you can manage the same properly, then this is not in any case a wrong thing to
go for.
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